Elder Care & Aging Parents

Apply entered in-network deductible, coinsurance, copays, and out-of-pocket maximum terms to an entered allowed-charge scenario, plus premiums.

Budget actual prescription fill payments and compare two pharmacy quotes by supply days, full-fill costs and fees. Save locally and export assumptions.

Calculate adult BMI from metric or imperial height and weight. See CDC screening categories, formula steps, and limitations without treating BMI as a diagnosis.

Calculate average pace per kilometer and mile plus speed from one entered distance and elapsed time. Transparent constant-pace arithmetic, not a race predictor.

Allocate exactly 100% of monthly income, compare non-negative actual spending, expose fixed-dollar extras, and review transparent balances and planning ratios.

Model retirement savings, inflation, user-entered Social Security, withdrawal-rate sensitivity, income gaps, and retirement-age scenarios.

Reconcile entered survivor-income needs, obligations, goals, death benefits, and dedicated resources without a coverage or product recommendation.

Build a dated net-worth statement from eight asset and liability categories, using owned values minus owed balances without liquidity or health scoring.

Project entered HSA contributions, scheduled distributions, and net growth while comparing annual contributions with a verified external limit.