Rental Real Estate

Calculate total ROI and net gain or loss, then use CAGR for endpoint-only investments or money-weighted IRR for explicit year-end contributions.

Plan fixed-rate mortgage payments, conventional PMI milestones, extra principal payments and remaining cash to close. Compare a separate income-based affordability scenario.

Calculate fixed-rate loan payments, total interest, amortization, and extra-principal savings. Enter principal, annual note rate, and term; fees are excluded.

Estimate US federal income tax for 2025–2026. See federal tax owed, effective and marginal rates, and after-tax income by filing status.

Calculate basis-preserving gross and after-entered-cost rental yields from documented rent, recurring-cost and price/value records without market ratings or advice.

Calculate a basis-preserving arithmetic cap rate from one reviewed annual NOI and one documented price or value amount without market ratings or advice.

Plan a down payment, user-set closing costs, additional cash needed, a month-end savings timeline, comparison targets, and a starting PMI illustration.

Calculate gross profit and operating profit or loss from net revenue, cost of sales, and operating expenses for one consistent period.

Allocate exactly 100% of monthly income, compare non-negative actual spending, expose fixed-dollar extras, and review transparent balances and planning ratios.

Project a future savings balance, solve the month-end deposit needed for a goal, or calculate time to goal with an explicit 40-year not-reached result.

Compare rent-path and buy-path net worth using equal starting cash, symmetric monthly cash-flow investing, ownership costs, appreciation, and transaction costs.