Define Portfolio Allocation Targets
1 hourSet target percentages for gold, silver, platinum, and numismatic premium holdings within your total investment portfolio.
Field context
This workflow is part of 4 niche fields
Complete guide for bullion investment tracking — step-by-step workflow, tools, checklist, and expert tips to get started.
Set target percentages for gold, silver, platinum, and numismatic premium holdings within your total investment portfolio.
Record purchase date, spot price at purchase, premium paid, weight, and dealer for every ounce added.
Update portfolio value weekly against live spot; calculate unrealized gain and cost basis per metal type.
Compare actual vs target allocation, plan purchases or sales, and review capital gains implications with tax advisor.
Calculate unrealized and realized returns on bullion holdings against purchase cost basis including premiums.
Track actual vs target allocation percentages across gold, silver, and platinum stack components.
Project long-term stack growth under dollar-cost averaging purchase schedules.
Maintain acquisition log with spot at purchase, premium, weight, and dealer for tax basis documentation.
Approximate retail premium over spot at normal supply (varies by market).
| Product | Metal | Typical Premium |
|---|---|---|
| American Eagle 1 oz | Gold | 4–8% over spot |
| Maple Leaf 1 oz | Silver | $2–5 over spot |
| Generic round 1 oz | Silver | $1–3 over spot |
| 90% junk silver | Silver | Spot + 10–20% |
Generic silver rounds minimize premium — proof coins maximize premium but not metal content.
Fixed monthly purchases smooth spot volatility better than timing the market.
Large home stacks attract theft — split storage between home, bank box, and insured vault.