Relocation, Visa & Cross-Border Prep

Calculate fixed-rate loan payments, total interest, amortization, and extra-principal savings. Enter principal, annual note rate, and term; fees are excluded.

Build a dated net-worth statement from eight asset and liability categories, using owned values minus owed balances without liquidity or health scoring.

Compare debt avalanche and snowball payoff plans with a fixed monthly budget, rolled-over payments, payoff dates, and interest estimates.

Simple in-browser notepad with auto-save. Write quick notes that persist in your browser. Download as text file. No signup needed.

Compare two entered monthly living budgets by expense category, or scale a current expense basket with an explicitly entered cost-index ratio.

Estimate seller cash after closing charges, mortgage payoff, liens and settlement adjustments, then subtract a separately estimated tax reserve.

Build a complete monthly household plan with annual bills and savings, or follow dated transactions to find early shortfalls and extra opening cash needs.

Project annual program costs or build a study-abroad budget using host-currency expenses, an entered exchange rate, USD costs and a chosen buffer.

Separate confirmed gift aid and tuition waivers from available cash, borrowing and expected earnings to compare an education funding gap for one period.

Plan an explicit number of budget months, monthly living costs and one-time term charges while keeping opening cash and loan proceeds separate.

Estimate a USD trip budget with separate travel days and hotel nights, rooms, meals, group costs and an allowance; save and compare your planning cases.

Generate a personal packing checklist with explicit laundry intervals. Edit items and quantities, check packed rows, save locally and download Markdown.

Record USD travel receipts and refunds by payer and category, then separately reconcile an approved reimbursement with advances and payments received.