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Scholarship, Gift Aid and Funding Gap Calculator

Separate confirmed gift aid and tuition waivers from available cash, borrowing and expected earnings to compare an education funding gap for one period.

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Inputs that matter
Total cost for this period, Confirmed scholarships, Confirmed grants, Confirmed eligible tuition waivers, and 4 more
Output to expect
Gift aid and funding gap
  • Check the units and required inputs before comparing results.
  • Keep the assumptions with a copied result so you can reproduce the calculation later.
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Reference & details

How it works

Gift aid and funding gap

Compare one program period with confirmed grants, scholarships and eligible tuition waivers. Keep available family cash, confirmed loan proceeds and expected net earnings separate. No award eligibility, future income or loan approval is predicted.

Net cost after gift aid = max(0, cost − grants − scholarships − eligible waivers); confirmed funding gap = max(0, net cost − available cash − confirmed borrowing). Expected earnings are a separate scenario.

Updated: September 2026

Example Scenarios

The built-in example supplies labeled assumptions. Replace them with your own records before making a decision.

→ $7,000.00

FAQ

No. Expected net work income is a separate scenario. A work-study award requires a job and work, and wages may arrive after tuition is due. The calculator does not predict award or loan eligibility.

Use your own records on the units and period shown. Enter explicit zeros for absent amounts, verify current terms and record the dates and assumptions.

Choose Save planning case for local history. Copy MD includes current inputs, notes and interpretation; Download CSV exports the result breakdown. Keep a portable copy separately.

About Scholarship, Gift Aid and Funding Gap Calculator

Compare one program period with confirmed grants, scholarships and eligible tuition waivers. Keep available family cash, confirmed loan proceeds and expected net earnings separate. No award eligibility, future income or loan approval is predicted.