Family & Household Finance

Build a dated net-worth statement from eight asset and liability categories, using owned values minus owed balances without liquidity or health scoring.

Allocate exactly 100% of monthly income, compare non-negative actual spending, expose fixed-dollar extras, and review transparent balances and planning ratios.

Reconcile a user-selected emergency reserve target from essential monthly outflows, chosen coverage months, a one-time buffer, and accessible savings.

Project a future savings balance, solve the month-end deposit needed for a goal, or calculate time to goal with an explicit 40-year not-reached result.

Keep tasks, dates, responsibilities, verified sources and learning evidence together with local saving, filtered CSV and JSON backup.

Project annual program costs or build a study-abroad budget using host-currency expenses, an entered exchange rate, USD costs and a chosen buffer.

Build a complete monthly household plan with annual bills and savings, or follow dated transactions to find early shortfalls and extra opening cash needs.

Compare an entered education-cost target with a current balance and equal monthly savings under an entered net-return scenario.

Reconcile dated support dues, recognized payments and adjustments, or split a net expense using an explicit agreed percentage and actual payments.

Combine required and confirmed weekly care windows to find uncovered minutes and exact gaps without double-counting overlaps.

Compare actual childcare quotes and payment-day cash, or compare two work arrangements after care, travel and one-time transition costs.

Reconcile entered survivor-income needs, obligations, goals, death benefits, and dedicated resources without a coverage or product recommendation.

Simple in-browser notepad with auto-save. Write quick notes that persist in your browser. Download as text file. No signup needed.

Compare subscription and phone plan cash costs, including prepaid bills, promotions, fees, devices and switching costs. Save and restore your draft.